THE COMPANY
EMPOWERING FINANCIAL INCLUSION FOR
THE NEXT BILLION CUSTOMERS
Nairtime. Changing the world our way.
In today’s world, approximately 1.7 billion adults, primarily in emerging markets, lack proper access to traditional financial services. We empower our partners to provide innovative finance solutions precisely where they are needed, supporting the mobile finance revolution and fostering the dynamic growth of digital financial ecosystems in emerging markets.
We utilize Optasia, a fully enabled B2B2X financial technology platform covering scoring, financial decisioning, disbursement and collection. We are committed to enabling financial inclusion for all. We are changing the world our way.

OUR VISION: DRIVING FINANCIAL ACCESS AND EMPOWERMENT
Our vision is to leverage our AI-led, end-to-end proprietary technology to help our partners, grow our network and provide comprehensive financial access to retail & SME customers. We aim to be the leading AI platform that revolutionizes financial access, driving economic empowerment for the next billion customers worldwide. We believe that everyone deserves the opportunity to participate in the global financial landscape and benefit from the advantages it offers. With our proven track record of delivering increased revenues for partners, Nairtime can be a game-changer for your digital finance offering.
OUR MISSION: ENABLING FINANCIAL INCLUSION
At Nairtime, our mission is clear and driven by passion: to enable financial inclusion for the next billion customers. We achieve this by offering a unique and proprietary data-driven, AI-led platform that brings financial products and services to life for our partners and their customers. Through accurate credit decisioning, our platform provides the building blocks for a growing portfolio of solutions aimed at bringing financial services to the world’s underbanked.


ONE PLATFORM, COUNTLESS OPPORTUNITIES
Our comprehensive platform empowers our partners to navigate the diverse landscape of financial services with ease. From micro and nano consumer lending to finance solutions for SMEs, we cover a broad range of financial services, all underpinned by AI-led credit scoring to effectively manage risk. We service the entire product lifecycle, from marketing and credit scoring to distribution and collection. By starting with raw, unstructured data, our platform builds individual credit profiles that refine in real-time as new data becomes available, enabling our partners to make informed choices and expand financial inclusion to previously unbanked populations.